Four | Buy Now, Pay Later

Content rating
Everyone
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Maximize your productivity with Four | Buy Now, Pay Later. Powered by Four Technologies, Inc under APPzone, this tool is highly reliable. Learn more details through Shopping.

Complete Guide To Install Four | Buy Now, Pay Later

FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.

HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. TAP “PAY WITH FOUR” at the bottom of your screen when you’re ready to check out.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.

WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
• Works with top online retailers for a seamless checkout

DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.

By using the Four app, you agree to Four’s User Agreement and Privacy Policy.

https://www.paywithfour.com/legal/user-agreement

https://www.paywithfour.com/legal/privacy-policy
Shop online now, pay later. Flexible payments made to fit your budget.
Updated on
Aug 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info
  • This app may collect these data types
    Personal info, Financial info and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

13K reviews
Tawnie Finley
September 23, 2025
Declined my eBay purchase even though a pending charge went through to my card for the first installment as soon as I tried to complete purchase. I understand needing to confirm available funds, but makes no sense to charge me without allowing me to complete my purchase. The amount requested matches the exact purchase total, so it isn't a discrepancy causing the error.
81 people found this review helpful
Did you find this helpful?
Four Technologies, Inc
September 23, 2025
We're so sorry that you've run into technical trouble. We would love to hear from you so we can help! Please reach out to us at [email protected].
Ernest Batayola
August 3, 2026
Im having a tough time getting a refund. I was ordering something online, and the merchant canceled my order. So my payment plan for what I ordered cannot be picked up at the Store like I requested. I contacted Four by email 5 times and they still haven't solved my problem!!! Being a 1st time customer. This makes the customer service look very bad to tell the customer to wait five days before having my issue resolved.
6 people found this review helpful
Did you find this helpful?
Four Technologies, Inc
August 3, 2026
We understand that waiting for a refund can be stressful and we'd never want you to feel like you're not being heard! Please feel free to chat with us at http://paywithfour.com/chat for more information.
Amber Judd
June 11, 2026
I like the wide variety of options to be able to pick from for different shopping locations. However, it cost $12.99 to unlock shopping at the major brand locations. I willingly did as I figured it was a small price to pay for a $1,500 spending limit but upon clicking on my first shop it only gave me $40 to spend. I checked every store and all only $40 and it only let me spend $40 once. I've checked back for the past 5 days and still nothing more. very misleading and disappointing.
13 people found this review helpful
Did you find this helpful?
Four Technologies, Inc
June 11, 2026
We're so sorry to hear that you've had a negative experience and we appreciate you sharing your thoughts. Please feel free to chat with us at http://paywithfour.com/chat if you need any assistance.

What’s new

Bug fixes and improvements to make your shopping experience better than ever!